The '92 I/O isn't my boat. Mine is an '89 Saltare. I wouldn't sweat leaving the Saltare in the water for long periods. It sits outside as I don't have the money for inside storage and it's too big for my garage. Eventually I may try to do build something to keep it more protected from the elements but such is life. Considering I don't have the money for inside storage, you can imagine that owning a boat is a huge expense for me. But at the end of the day it's still just a boat.
It's the memories I make while I'm on the water with friends and family that matter, not obsessing over every detail of my boat. When I trailer to the river there's a lot of work involved... On top of 6-10 hours on the water of mostly riding. There's a few hours of work on the head and tail end to get the boat ready and put it away. I think we all know what's involved and how tedious and time consuming it is. When I go out usually I'm up at 5:00 so everything is ready to go when my friends arrive or to meet at the ramp and ride shortly after sunrise, by the time I'm home and everything is clean and put away it's dark.
It's a lot of work owning a boat if you want it to stay nice. These are the things all the friends who ride don't see or understand, then they moan when you ask for $20 for gas, which doesn't even cover the amount you burned while dragging them around while they rode on your boards wearing your vests... much less cover wear and tear, gas in your truck to get to the water, etc.
At the end of the day it's still just a boat. I may well have mine until I bite the dust. Being fairly young that means in 5-10-20-?? years I'll being doing stringers and floors, and all new upholstery, and engine/trans rebuild, and ... You get the idea. So be it. There's wood in my boat and I know eventually it'll rot. Such is life. Things wear out, and can be rebuilt and restored.
My boat may not be perfect but I think it's in nice condition. I don't sweat leaving it on the water for a few weeks during the summer. I just spent a small fortune (to me anyway) to get a few seats reupholstered and to have s snap cover made. As much as it pains me to have snaps I want it to be easy to keep it protected for those 2-3 weeks a year it stays in the water. At the end of the day I don't obsess over my boat, I obsess over the next time I can get out on the water and ride with my friends, even if the water's under 50* and the air is chilly.
In any event...