Replying to Topic 'Worse than getting T boned by a sea doo!!
Man that sux. I can definitely empathize with you though. I just got my boat back today.
I'm a little rusty on insurance law since i had the class over a year ago, and we didnt cover much "no-fault" law because Alabama isnt like that. The damage to your boat should be covered by the collision coverage of your truck. Also, most homeowners policies cover property damage to personal property not located at your home up to 10% of your coverage amount. One other thing. Since your boat probably isnt a "motor vehicle" under the no-fault statute, you might still be able to go after the guy.
I would just start calling your insurance agents until you find one that covers it. If you still dont get the answer you want, a lot of times a well written letter from an attorney to "rattle their cage" will make a company step up to the plate.
Good luck pal, and let us know how it turns out.
Cheers,
DKJ
1992 Supra Mariah - Red
PCM 351HO 285hp - PCM 1.23:1 Transmission
OJ XMP 4 Blade CNC 13x15.5RH
"People do weird things to boats" -Unknown